Here are some frequently asked questions that may assist you when a loved one needs to be moved into a Nursing Home:
Q) What happens when a resident’s money runs low?
Should these savings fall below this amount then the Local Authority should be advised. The Local Authority would then arrange to complete a financial assessment of the resident to establish whether they have any savings/pensions or other means of funds that could be taken into account.
The outcome of the assessment would determine how much client contribution should be paid by the resident and the Local Authority would then pay the remainder to the home.
Q) What is taken into account when a Local Authority requires a Client contribution?
Q) What is the difference between Nursing and Residential Care
Residential care: Most residential homes provide personal care for the residents who need it. This might include help with dressing, washing, going to the toilet and taking medicine. If you are considering a residential home, find out whether suitable care can still be offered if the person with dementia becomes more confused and dependent, as a move to another home at a later date can be very upsetting.
Q) What happens if our loved one is placed with Mission Care and later becomes assessed as needing Residential Care because the Local Authority have taken over the payments due to depleted funds?
If a resident who has been self-funding later becomes funded by the Local Authority, the Local Authority may state that the resident is more suited to residential care and will only pay the residential rate.
The options here are as follows:
> If you would like your loved one to stay in our nursing home, you can pay the top-up (this is the difference between the residential and nursing cost).
> If you feel that your loved one requires nursing care, you can appeal the Local Authority’s decision. (Our qualified Nurses may be able to assist you with this along with our Business Support Team).
> Speak with a member of our Business Support Team who can advise you with any other options that may be applicable to your circumstances.
Q) Who can we turn to if we just need some help and advice?
As a Christian organisation, help and support is a big part of what we do on a daily basis, not just for our residents, but also for those who have a vested interest in Mission Care.
Q) What is FNC and who are the Clinical Commissioning Group?
Q) What is the difference between fully funded nursing care and part funded nursing care?
A) Most residents will be assessed as needing part funded FNC which equates to £187.60 per week. In some instances, residents are awarded fully funded nursing care which would mean that the CCG would fund the full amount of care provided in the nursing home, leaving the family or resident no fees or client contribution to pay.
This is dependent on the level of the resident’s care needs.